Did you know you can purchase pet health insurance regardless of your state for not dogs and cats, but also birds, horses, and exotic pets? The following companies provide excellent pet insurance plans for most pets. A good dog insurance policy will cover accidents, surgeries, and prescriptions. For cat insurance, look for lab fees, illnesses, and office visits. Bird insurance requirements should include bacterial or viral infections, feather-picking, and egg binding surgery. If you have an exotic pet make sure you're covered for all major medical treatments and surgeries for accidents and illnesses, prescriptions, X-rays and hospitalization.